• Our buyback policy is applicable, only if you wish to return the jewellery, solitaire diamond or gold coin for money back in future after 14 days of purchase.
  • Buy back can be done by returning the product to the registered address of www.punjabisaraf.com or by visiting & returning the product at any of our stores.
  • The Buyback policy is based on giving the fair value of jewellery and solitaire diamonds. The gold & platinum rate of punjabisaraf.com at the time of buyback will be considered as the benchmark gold rate both online and at the store.
  • Below table can explain the details of buyback
Product Type Buyback Value
Gold Jewellery 97% value of benchmark gold rate
Diamond Jewellery 97% value of benchmark gold rate and 90% Diamond Value & 50% of stones value, after deducting discount given (percentage) at the time of purchase.
Kundan or Uncut/ Polki Jewellery 97% value of benchmark gold rate & 85% invoice value of uncut diamonds & 50% of invoice stones value
Precious stone Jewellery (Ruby, Emerald, Sapphire) 97% value of benchmark gold rate& 75% invoice value of precious stone.
Solitaire Loose diamonds only 90% prevailing market value of solitaire diamond subject to maximum of Rs. 10lacs. After deducting discount given (percentage) on RAP at the time of purchase.
Solitaire diamond studded jewellery 90% prevailing market value of solitaire diamond subject to maximum of Rs. 10lacs. After deducting discount given (percentage) on RAP at the time of purchase.

97% value of benchmark gold rate & 90% value of diamond, after deducting discount given (percentage) at the time of purchase.
Platinum Jewellery 90% value of benchmark platinum rate and 90% of diamond value
Gold Coins 97% value of benchmark gold rate
Making Charge, Other stones, Studding charges etc. and taxes Buyback is not applicable

The buyback policy is subject to the approval of our Quality check team Punjabi Saraf and Diamonds reserves the right to calculate the buyback amount of the product depending on the final evaluation by our quality check team.

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